Distinctions & Advantages
Distinctions |
Advantages |
A flexible program for real life
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Whether your customer adds a car, adds a driver, their kids move out, or their driving record changes…from the day they get that first Farmers policy, we are right there to accommodate the changes that take place along the way.
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| Customers with older violations and accidents get a break |
Data shows that as more time elapses between accidents and violations, there is a lesser likelihood of another loss. We use a three-tiered rating system to look at the time between these losses and vary the resulting rate accordingly.
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| Broad rating for youthful risks |
Minor Child Discount
When policies have been in force for at least two years, adding a minor child will trigger a Minor Child Discount.
Piggyback on parent’s insurance score
Since the Primary Named Insured’s insurance score is used for rating all the vehicles on the policy, youthful operators without an established credit history can benefit if their parent is the Primary Named Insured.
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| Discounts! Discounts! Discounts! |
Customers may be eligible for the following discounts:
• Paid in Full
• Multi-car
• Auto/Home
• Accident and Violation Free
• Advance Purchase
• Minor Child
• Good Student
• Y.E.S.
• EFT
• Affinity
• Alternative Fuel
• Distant Student
• Occasional Operator
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No need for Driver-Vehicle Assignment (Except where required by the state.) |
There is no need to assign a particular driver to a particular vehicle. We look at all drivers and all vehicles to derive an average, which makes the process easy for you and your customer.
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| Intuitive systems mean accurate pricing earlier in the process |
Use of industry databases to automatically validate information, including C.L.U.E., Current Carrier, and MVR. That means you get an accurate rate earlier in the process and higher customer satisfaction and retention.
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| One Household…One Policy…For All Vehicles |
One easy-to-read bill and one Declarations Page so you and your customers don’t have the hassle of different effective dates, renewals or multiple bills. The Primary Named Insured is designated as head of household.
Additional policies may be needed under certain circumstances. |
All products, coverages and discounts may not apply in all areas.
"Farmers" and the Farmers logo are registered trademarks of the Farmers Group Inc., 4680 Wilshire Blvd. Los Angeles, CA. "Foremost" and the "F" logo are trademarks of the Foremost Corporation of America, 5600 Beech Tree Lane, Caledonia, MI. Insurance provided by an insurer within the Farmers Insurance Group of Companies: Farmers Insurance Exchange, Farmers New Century Insurance Company, Truck Insurance Exchange, Mid-Century Insurance Company, Foremost Insurance Company Grand Rapids, Michigan, Foremost Signature Insurance Company and American Federation Insurance Company.
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